Knowledge centre
Notes from the desk.
Practical, no-nonsense articles for UK businesses moving money across borders — grouped so you can read around one subject rather than scrolling a feed.
Paying UAE suppliers in AED: a UK guide
A practical guide to paying suppliers and partners in the United Arab Emirates, covering AED settlement, beneficiary details, documentation expectations and timing.
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- FX & Currency Risk
GBP/EUR for UK businesses: pricing and margin
How the sterling-euro rate affects UK importers and exporters trading with Europe, and how to structure euro payments, receipts and pricing around it.
8 min read - FX & Currency Risk
GBP/USD for UK businesses: what moves your costs
How the sterling-dollar rate reaches a UK company's P&L, which exposures matter, and how importers and exporters structure GBP/USD payments.
8 min read - Multi-Currency
Managing foreign currency cash flow
How UK businesses with overseas receipts and payments can plan cash flow across multiple currencies without losing visibility or control.
8 min read - International Payments
International payment fees explained
A breakdown of the different costs bundled into an international payment — FX spread, transfer fees and correspondent deductions — and how to compare offers properly.
7 min read - International Payments
SWIFT vs local payment rails explained
A practical explanation of SWIFT and local clearing systems, why it matters which one your payment uses, and what it means for speed and cost.
7 min read - Multi-Currency
Multi-currency accounts explained
How multi-currency accounts work, the practical problems they solve for UK businesses, and how to think about which currencies to hold.
7 min read - FX & Currency Risk
Forward contracts explained for UK businesses
What a forward contract actually is, when it's useful, and the practical considerations UK businesses should weigh up before using one.
7 min read - Importers & Exporters
FX risk for exporters: protecting your margin
UK exporters who invoice in foreign currency carry the mirror-image risk to importers. Here's how to manage it without over-engineering the process.
7 min read - Importers & Exporters
FX risk for importers: what it is and how to manage it
UK importers carry currency risk from the moment they agree a foreign-currency price to the moment they pay. Here's how to think about it properly.
8 min read - Guides
Currency conversion explained: how rates apply
A clear, jargon-free explanation of how exchange rates work, what a spread is, and how to read the rate you're actually being given.
7 min read - International Payments
Receiving international payments: a UK guide
A practical guide for UK exporters and service businesses on collecting payments from overseas customers efficiently and with minimal deductions.
7 min read - International Payments
Paying overseas suppliers: a UK business guide
How to set up reliable, low-friction payments to overseas suppliers, from choosing a settlement currency to avoiding routing errors.
8 min read - Guides
What to expect from onboarding to an FX provider
A plain-English walkthrough of the KYC, AML and account-opening steps when a UK business is introduced to a regulated FX provider.
6 min read - FX & Currency Risk
Managing FX risk when you don't have a treasury team
Smaller UK businesses can still take a structured approach to currency risk. A short primer on exposure mapping, forwards and practical limits.
8 min read - Importers & Exporters
Supplier payments: a practical checklist for UK importers
How UK importers can structure international supplier payments to reduce friction, settle in supplier-preferred currencies and avoid avoidable bank fees.
7 min read
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