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Services

Three services, built around how UK businesses actually move money.

Sending money abroad, managing what a rate move could cost you, and holding balances in the currencies you already use — each is a distinct need, and each is designed around what UK importers, exporters and global SMEs actually do day to day.

  • International payments

    Pay suppliers, staff and contractors in the currencies and countries your business trades with, using local rails where available and a clear, exportable audit trail for every transfer.

    • • Supplier and payroll payments
    • • SWIFT and local rails, confirmed per route
    • • A UK team who knows your business
    Learn more

  • Currency risk management

    Spot transactions and forward contracts to plan around rate movements when you have committed future receivables or payables — with the trade-offs explained plainly.

    • • Map exposures before they bite
    • • Forwards, subject to eligibility
    • • No rate forecasting, ever
    Learn more

  • Multi-currency accounts

    Hold balances in the major currencies you trade in and pay out more widely, cutting the unnecessary conversion legs that come from routing every payment through a single GBP account.

    • • Hold major currencies, pay out broadly
    • • Receive without forced conversion
    • • Convert only when it suits you
    Learn more

Which service do I need?

Match your situation to the right starting point

Many businesses end up using more than one — this is about where to start the conversation.

If this sounds like you…Start with
I need to pay an overseas supplier or overseas staffInternational payments
I have a future invoice or sale and I'm worried the rate will move against meCurrency risk management
I regularly receive and pay out in the same foreign currencyMulti-currency accounts
I want to fix today's rate for a payment due in a few monthsCurrency risk management
I sell into overseas marketplaces and want to avoid forced conversion on receiptMulti-currency accounts
I need a one-off transfer sent to a new countryInternational payments

Process

From first conversation to live payments

  1. 1

    Tell us about your business

    Currencies, countries, typical volumes and what you're trying to solve. This shapes which service, or combination, fits.

  2. 2

    We map it against the services

    Often it's not one service in isolation — a business paying suppliers might also want a forward for a large order, or a currency balance for regular receipts.

  3. 3

    Onboarding and account set-up

    Regulated onboarding, eligibility checks and account or contract set-up run under the regulatory framework for UK payment services, delivered with our FCA-authorised payment partner, which is authorised and regulated by the FCA.

  4. 4

    Ongoing support

    Our UK team stays on hand as your payments, FX and currency needs evolve.

Payments, FX and multi-currency capability, delivered clearly

We're transparent about how the pieces fit together.

  • Clear regulatory position

    TIMEFX LTD provides international payments, FX and multi-currency accounts to UK businesses, delivered under the regulatory framework for UK payment services. Our regulatory disclosure sets this out in full.

  • A team that knows your business

    You deal with people who understand your currencies and trading patterns, not a rotating support queue.

  • Built around real use cases

    Every service on this page maps to a specific business need we see repeatedly, not a generic product list.

Explore further

See how these services apply to your sector, or dig into the detail before you apply.

Get started

Speak with our team

Tell us about your business and the currencies you work in. We will respond within one UK business day.

We respond to enquiries within one UK business day.

Apply now Make an enquiryCall +44 20 8987 8083