Industries
Cross-border payments, shaped around how your sector actually trades.
Every UK business that trades internationally faces the same underlying problem — money has to cross a currency border, and every crossing carries cost, timing risk and admin. How that problem shows up depends on your sector. Here is how we typically support each.
Choose your sector
Five patterns of cross-border trade
Each page below covers the challenges we see most often in that sector, how our services typically apply, and what to prepare before you get in touch.
Importers & wholesalers
Settle overseas supplier invoices, manage exposure between order and payment, and protect purchase margins on bulk buying.
Explore importers & wholesalersExporters
Collect customer payments in the currencies your buyers use, convert on your terms, and plan ahead for future receipts.
Explore exportersProfessional services
Invoice international clients, pay overseas contractors and manage recurring transfers with a clear audit trail.
Explore professional servicesE-commerce
Repatriate marketplace and payment-processor balances, and pay overseas fulfilment and advertising platforms efficiently.
Explore e-commerceManufacturers
Fund raw-material and component imports and plan capital equipment purchases across long lead times.
Explore manufacturers
Common ground
The problem behind every sector page
However different your business model, most cross-border trade runs into some version of the same problems — and the same fix.
Without a structured setup
- Bank exchange rates and transfer fees that are hard to compare and quietly erode margin.
- Currency exposure between agreeing a price and actually paying or being paid.
- Several bank accounts or informal workarounds just to hold and pay in foreign currencies.
- Payment references, confirmations and audit trails scattered across different portals.
With TimeFX
- International payments and FX built around your currencies and counterparties.
- Multi-currency accounts to hold and pay without unnecessary round-trip conversions.
- Forward contracts to plan around known future payments and receipts.
- One provider covering payments, accounts and currency risk together.
How we work with you, whatever your sector
TimeFX provides international payments, multi-currency accounts and FX risk management to UK businesses. We aim to understand your business well enough to make that capability work for you.
Personal support
One person who knows your business, currencies and counterparties, not a rotating queue.
Regulated framework
Payment, e-money and FX activity is carried out under the regulatory framework for UK payment services.
Responsive by design
Enquiries are reviewed by our UK team, with a straightforward view on fit.
Process
What working with us looks like
The same process applies whichever sector you're in — only the detail changes.
- 1
Tell us about your flows
Share the currencies, countries and typical payment sizes involved in your business — no obligation, no jargon.
- 2
We map the right setup
We recommend which combination of payments, multi-currency accounts and risk tools suits your sector and pattern of trade.
- 3
Onboarding and setup
Where it's a fit, we open your account and complete standard checks under the regulatory framework for UK payment services.
- 4
Ongoing support
Access to payments, accounts and currency risk tools, backed by our UK team for the transactions that need a human, not just a portal.
FAQ
Common questions about industry fit
Explore our services
International payments
Send business payments across a wide range of currencies and destinations.
Read moreMulti-currency accounts
Hold and pay in several currencies to reduce unnecessary conversions.
Read moreCurrency risk management
Forwards and structured tools to help plan around rate movements.
Read more
Get started
Speak with our team
Tell us about your business and the currencies you work in. We will respond within one UK business day.
We respond to enquiries within one UK business day.