Skip to content

Apply now

Open an account with TimeFX

Choose the account that fits you. Both applications take a few minutes — our UK team then contacts you with the next steps.

Business account

For companies paying overseas suppliers, receiving international customer payments, holding multiple currencies and managing FX exposure.

  • International payments and collections
  • Multi-currency balances
  • Spot FX and risk-management tools
Apply now

Personal account

For individuals sending money abroad — property purchases, family support, salaries and one-off international transfers.

  • International transfers
  • Competitive currency exchange
  • A UK specialist
Apply now

Before you start

What the application asks for

Both forms are short and only collect what we need for a first conversation. Nothing here is a commitment on either side.

Your details

Name, contact details and, for business applications, your company name and structure — so we know who we are speaking with.

What you need

The currencies, countries and rough payment volumes involved, so we can tell you quickly whether we are a good fit.

How to reach you

A phone number or email address our team can use to follow up within one UK business day.

Have this ready

What helps your application move faster

For a personal application

The countries you send to or receive from, roughly how often you transfer money, and a note of what the transfers are for (property, family support, salary, and so on).

For a business application

Your company name and registration details, the currencies you trade in, your main supplier or customer countries, and an estimate of monthly payment volumes.

What happens next

From application to a working account

We keep you informed at every stage — no surprises.

  1. 1

    1. We review

    Our UK team reviews your application to understand your needs and confirm we are a good fit.

  2. 2

    2. Onboarding and checks

    We guide you through the identity and business verification required for UK payment services.

  3. 3

    3. KYC/AML checks

    our FCA-authorised payment partner carries out identity and business verification (KYC/AML) in line with UK regulatory requirements.

  4. 4

    4. Account ready

    Once verification is complete, your account is set up and our team remains your day-to-day contact.

Timelines vary by individual and business circumstances, so we do not promise a fixed number of days — we will keep you updated at each stage instead.

Security

How we handle your information

Data handling

Application details are stored securely and used only to assess and progress your enquiry. We share information with our FCA-authorised payment partner only once you are ready to proceed to their onboarding process. See our privacy notice for full detail on what we collect and why.

Application FAQs

Get started

Speak with our team

Tell us about your business and the currencies you work in. We will respond within one UK business day.

We respond to enquiries within one UK business day.