Which countries can TimeFX send payments to?

TimeFX maintains a broad international payments network. The directory on this page covers the destinations UK businesses ask us about most often; if yours isn't listed, it does not mean we cannot help — ask us about the specific route.

Does listing a country mean we can serve that route for every business?

No. Every business is onboarded and screened before it can transact, and individual payments are subject to sanctions and compliance checks regardless of destination. Coverage labels on this page describe the route, not a decision about your business.

How long do international payments take to arrive?

It depends on the corridor, the currency and the receiving bank's own processing windows. Many major-currency payments booked before the daily cut-off settle the same or next working day; some emerging-market routes take longer. We give realistic timings for your actual routes rather than a blanket promise.

Can I receive money from overseas as well as send it?

In many corridors, yes — local collection details are available for several major currencies. Availability varies by currency, so we confirm what applies to you during onboarding.

Do you hold my money?

No. TimeFX does not hold or control client funds at any point. Payment, e-money and FX execution is carried out under the regulatory framework for UK payment services, through our FCA-authorised payment partner.

Destinations

Send money worldwide.

Pick the country you pay into. Each guide sets out the settlement currency, the reference rate we can show, the checks that apply, and how businesses in your position usually structure the route.

Open an account View market rates

Where are you sending money?

Search by country, currency or common name. Each destination shows its settlement currency and today's published reference rate from sterling. Destinations are subject to eligibility and compliance approval.

Rates shown are indicative daily reference rates, not customer transaction rates. Destinations are subject to onboarding and compliance under the regulatory framework for UK payment services.

Indicative transfer estimate

Reference rate

You send

Recipient receives (indicative)

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Estimates use daily published reference rates and are for information only. They are not a quote and not an executable customer rate. No transfer is initiated from this website; your rate and any fees are confirmed before a transaction is arranged.

Every destination guide, by region

Each guide covers the settlement currency, the reference data available for that route and the practical points UK businesses run into.

Europe

North America

Asia-Pacific

Middle East

United Arab EmiratesAED

Africa

South AfricaZAR

How it works

From destination to first payment

1
Choose the destination
Open the country guide to see the settlement currency, what reference data exists for it, and the practical points that tend to matter on that route.
2
Review indicative data
Use the published reference rate and the converter to size the payment. These are benchmarks for planning, not a quote.
3
Apply for an account
Complete a short application. We review it, come back to you with next steps, and full verification happens once we know we can help.
4
Get your rate and pay
Your rate and any fees are confirmed before the transaction is arranged, and TimeFX executes it under the regulatory framework for UK payment services.

No payment is initiated from this website. The estimate and rate data exist so you can size a decision before you speak to anyone — the transaction itself happens once your account is open and your rate has been confirmed.

Currency support built around your trade flows.

What we can set up once your account is open.

Business payments worldwide
Broad currency coverage
Collections where available
FX risk tools where eligible
Pricing agreed before you commit

Discuss your FX requirements

Reference market rates

Independent daily fixings for the major sterling pairs, shown with their publication date so you always know how fresh the number is.

All currency pair guides

GBP / USD

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Indicative FX reference rate

Reference rates are published once per working day, so the chart shows end-of-day values rather than intraday movement. Movement shown is against the previous published value. Past movement is not an indication of future rates.

Open the GBP/USD guide

Why businesses use us

A payments relationship, not a portal

A wide destination networkReach into a broad range of currencies and destinations on local rails where available.
Regulated executionPayment and FX activity is carried out by an FCA-authorised partner. TimeFX never holds your funds.
Personal supportSomeone who knows your corridors and your trading pattern, reachable directly.
Realistic timingsWe give you the timing that applies to your actual route, rather than a headline best case.

FAQ

Sending money abroad

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Speak with our team

Tell us about your business and the currencies you work in. We will respond within one UK business day.

We respond to enquiries within one UK business day.

Apply now Make an enquiry Call +44 20 8987 8083